@import url('https://fonts.googleapis.com/css2?family=Cinzel:wght@600;700;900&family=Poppins:wght@300;400;500;600;700&family=Montserrat:wght@600;700&display=swap');

/* ============================================================
   DESIGN SYSTEM VARIABLES
   ============================================================ */
:root {
  /* Colors */
  --bg-dark: #0B1426;          /* Midnight Navy */
  --bg-navy: #0B1426;          /* Midnight Navy */
  --bg-navy-light: #16223F;    /* Light Navy Panel */
  --bg-navy-lighter: #202F54;  /* Border / Highlight Navy */
  --color-gold: #C8A14A;       /* Locked Metallic Gold */
  --color-gold-light: #D4AF37; /* Gold Highlight / Shine */
  --color-gold-dark: #AA771C;  /* Antique Deep Gold */
  --text-light: #F8F4E9;       /* Ivory White text */
  --text-muted: #B8C0CC;       /* Muted Grey Text */
  --text-dark: #0B1426;        /* Midnight Navy text */
  --border-color: rgba(200, 161, 74, 0.2); /* Soft Gold Border */
  --border-color-active: rgba(200, 161, 74, 0.7); /* Active Gold Border */
  --bg-white: #F8F4E9;         /* Ivory White card/background */
  --bg-light: #F8F4E9;         /* Ivory White background */
  --color-success: #10b981;
  --color-error: #ef4444;

  /* Font Families */
  --font-serif: 'Cinzel', Georgia, serif;
  --font-sans: 'Poppins', sans-serif;
  --font-btn: 'Montserrat', sans-serif;
  
  /* Shadows */
  --shadow-gold: 0 4px 20px rgba(200, 161, 74, 0.12);
  --shadow-gold-hover: 0 8px 30px rgba(200, 161, 74, 0.25);
  --shadow-navy: 0 10px 30px rgba(11, 20, 38, 0.35);
}

/* ============================================================
   GLOBAL STYLES & RESET
   ============================================================ */
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-sans);
  color: var(--text-dark);
  background-color: var(--bg-white);
  overflow-x: hidden;
  line-height: 1.6;
}

button, input[type="submit"], input[type="button"], .gold-btn, .outline-btn, .stab, .nav-links a, .nav-drop-trigger {
  font-family: var(--font-btn);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-serif);
  font-weight: 700;
  letter-spacing: 0.5px;
}

/* Premium Scrollbar */
::-webkit-scrollbar {
  width: 10px;
}
::-webkit-scrollbar-track {
  background: var(--bg-dark);
}
::-webkit-scrollbar-thumb {
  background: linear-gradient(180deg, var(--color-gold-dark), var(--color-gold));
  border-radius: 5px;
  border: 2px solid var(--bg-dark);
}
::-webkit-scrollbar-thumb:hover {
  background: var(--color-gold-light);
}

/* ============================================================
   UTILITIES
   ============================================================ */
.gold-text {
  background: linear-gradient(135deg, var(--color-gold-light) 0%, var(--color-gold) 50%, var(--color-gold-dark) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.gold-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, var(--color-gold-dark) 0%, var(--color-gold) 50%, var(--color-gold-light) 100%);
  color: var(--bg-dark) !important;
  font-weight: 700;
  font-size: 13.5px;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 12px 28px;
  border-radius: 4px;
  text-decoration: none;
  border: 1px solid var(--color-gold);
  transition: all 0.3s ease;
  cursor: pointer;
  box-shadow: 0 4px 15px rgba(212, 175, 55, 0.25);
}
.gold-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(212, 175, 55, 0.4);
  background: linear-gradient(135deg, var(--color-gold) 0%, var(--color-gold-light) 100%);
}

.outline-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--text-light) !important;
  font-weight: 700;
  font-size: 13.5px;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  padding: 12px 28px;
  border-radius: 4px;
  text-decoration: none;
  border: 1.5px solid var(--color-gold);
  transition: all 0.3s ease;
  cursor: pointer;
}
.outline-btn:hover {
  background: rgba(212, 175, 55, 0.1);
  color: var(--color-gold-light) !important;
  transform: translateY(-2px);
}

.section-tag {
  display: inline-block;
  font-family: var(--font-serif);
  font-size: 11px;
  font-weight: 700;
  color: var(--color-gold);
  border: 1px solid var(--color-gold);
  padding: 5px 15px;
  border-radius: 20px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 15px;
}

/* ============================================================
   TOP BAR & NAVIGATION
   ============================================================ */
.top-bar {
  background-color: var(--bg-dark);
  color: var(--text-muted);
  font-size: 12.5px;
  padding: 10px 20px;
  border-bottom: 1px solid rgba(212, 175, 55, 0.1);
}
.top-bar-container {
  max-width: 1300px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}
.top-bar-left {
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
}
.top-bar-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--text-muted);
  text-decoration: none;
  transition: color 0.2s;
}
.top-bar-item:hover {
  color: var(--color-gold);
}
.top-bar-item i {
  color: var(--color-gold);
  font-size: 13px;
}
.top-bar-right {
  display: flex;
  align-items: center;
}
.top-badge {
  background: rgba(212, 175, 55, 0.1);
  color: var(--color-gold);
  border: 1px solid rgba(212, 175, 55, 0.25);
  font-size: 11px;
  padding: 2px 8px;
  border-radius: 4px;
  font-weight: 600;
}

/* Navigation Bar */
nav {
  position: sticky;
  top: 0;
  z-index: 1000;
  background-color: rgb(10 22 38);
  backdrop-filter: blur(10px);
  border-bottom: 1.5px solid var(--color-gold-dark);
  box-shadow: var(--shadow-navy);
  transition: all 0.3s;
}
.nav-container {
  max-width: 1380px;
  margin: 0 auto;
  height: 80px;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  height: 80px;
}
.logo img.logo-shield {
  height: 62px;
  width: auto;
  display: block;
  filter: drop-shadow(0 2px 4px rgba(0,0,0,0.15));
}
.logo-text-wrap {
  display: flex;
  flex-direction: column;
}
.logo-title {
  font-family: var(--font-serif);
  font-size: 16px;
  font-weight: 800;
  color: var(--text-light);
  line-height: 1.1;
  letter-spacing: 0.3px;
  white-space: nowrap;
}
.logo-subtitle {
  font-size: 7.5px;
  color: var(--color-gold);
  font-weight: 600;
  letter-spacing: 0.2px;
  text-transform: uppercase;
  margin-top: 2px;
  white-space: nowrap;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 4px;
}
.nav-links a, .nav-drop-trigger {
  text-decoration: none;
  color: var(--text-light);
  font-size: 13px;
  font-weight: 600;
  padding: 8px 12px;
  border-radius: 4px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  background: none;
  border: none;
  font-family: inherit;
  transition: all 0.2s;
  white-space: nowrap;
}
.nav-links a:hover, .nav-drop-trigger:hover {
  color: var(--color-gold);
  background: rgba(255, 255, 255, 0.03);
}

/* Mega menu drop */
.nav-drop {
  position: relative;
}
.nav-drop::after {
  content: '';
  position: absolute;
  top: 100%;
  left: 0;
  width: 100%;
  height: 35px;
  background: transparent;
  z-index: 1000;
  display: none;
}
.nav-drop:hover::after {
  display: block;
}
.nav-drop-trigger::after {
  content: '▼';
  font-size: 8px;
  margin-left: 2px;
  color: var(--color-gold);
  transition: transform 0.2s;
}
.nav-drop:hover .nav-drop-trigger::after {
  transform: rotate(180deg);
}

.mega-panel {
  display: none;
  position: fixed;
  left: 50%;
  transform: translateX(-50%);
  top: 100%;
  width: 900px;
  max-width: 95vw;
  background: var(--bg-navy);
  border: 1px solid var(--border-color);
  border-top: 3px solid var(--color-gold);
  border-radius: 0 0 8px 8px;
  box-shadow: var(--shadow-navy);
  z-index: 1001;
  overflow: hidden;
}
.nav-drop:hover .mega-panel {
  display: flex;
}
.mega-left {
  width: 280px;
  background: var(--bg-dark);
  padding: 15px;
  border-right: 1px solid rgba(255, 255, 255, 0.05);
}
.mega-left-title {
  font-family: var(--font-serif);
  font-size: 11px;
  font-weight: 700;
  color: var(--color-gold);
  text-transform: uppercase;
  letter-spacing: 1px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
  margin-bottom: 10px;
}
.mega-cat {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 4px;
  cursor: pointer;
  transition: all 0.2s;
  color: var(--text-light);
  margin-bottom: 4px;
}
.mega-cat:hover, .mega-cat.active {
  background: rgba(212, 175, 55, 0.15);
  color: var(--color-gold-light);
}
.mcat-icon {
  font-size: 16px;
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.05);
  border-radius: 4px;
}
.mcat-name {
  font-size: 13px;
  font-weight: 600;
}

.mega-right {
  flex: 1;
  padding: 20px;
  background: var(--bg-navy-light);
  min-height: 380px;
}
.mega-sub {
  display: none;
}
.mega-sub.active {
  display: block;
}
.mega-right-header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.05);
}
.mrh-icon {
  font-size: 20px;
  color: var(--color-gold);
}
.mrh-title {
  font-size: 15px;
  color: var(--text-light);
  font-weight: 700;
}
.mrh-count {
  font-size: 11px;
  color: var(--text-muted);
}
.mega-services {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 8px;
}
.mega-svc {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 6px;
  color: var(--text-light);
  text-decoration: none;
  font-size: 12.5px;
  font-weight: 500;
  transition: all 0.2s;
  cursor: pointer;
}
.mega-svc:hover {
  border-color: var(--color-gold);
  background: rgba(212, 175, 55, 0.08);
  color: var(--color-gold-light);
  transform: translateX(3px);
}
.msvc-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background-color: var(--color-gold);
  flex-shrink: 0;
}

/* Dropdown Panel (Simple) */
.drop-panel {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--bg-navy-light);
  border: 1px solid var(--border-color);
  border-top: 3px solid var(--color-gold);
  border-radius: 0 0 6px 6px;
  min-width: 250px;
  padding: 8px;
  box-shadow: var(--shadow-navy);
  z-index: 1000;
}
.nav-drop:hover .drop-panel {
  display: block;
}
.drop-panel a {
  display: block;
  padding: 10px 14px;
  color: var(--text-light);
  text-decoration: none;
  border-radius: 4px;
  font-size: 13px;
  font-weight: 500;
  transition: all 0.2s;
  cursor: pointer;
}
.drop-panel a:hover {
  background: rgba(212, 175, 55, 0.15);
  color: var(--color-gold-light);
}
.drop-panel a strong {
  display: block;
  font-size: 13px;
  color: var(--text-light);
  margin-bottom: 2px;
}
.drop-panel a small {
  display: block;
  font-size: 11px;
  color: var(--text-muted);
}
.drop-divider {
  height: 1px;
  background: rgba(255, 255, 255, 0.05);
  margin: 5px 0;
}

.nbadge {
  font-size: 9px;
  font-weight: 700;
  padding: 1px 5px;
  border-radius: 3px;
  margin-left: 5px;
  text-transform: uppercase;
}
.nbadge-blue { background: #3b82f6; color: #fff; }
.nbadge-amber { background: #f59e0b; color: #fff; }

.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}
.nav-actions .gold-btn {
  padding: 10px 20px;
  font-size: 12px;
}
.client-login-btn {
  color: var(--text-light);
  text-decoration: none;
  font-size: 13.5px;
  font-weight: 600;
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 10px 18px;
  border-radius: 4px;
  transition: all 0.2s;
}
.client-login-btn:hover {
  border-color: var(--color-gold);
  color: var(--color-gold);
}

.mob-menu-btn {
  display: none;
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: var(--text-light);
  font-size: 22px;
  padding: 5px 10px;
  border-radius: 4px;
  cursor: pointer;
}

/* ============================================================
   HERO BANNER
   ============================================================ */
.hero {
  background: linear-gradient(135deg, var(--bg-dark) 0%, var(--bg-navy) 50%, #152238 100%);
  min-height: 600px;
  padding: 100px 20px 80px;
  position: relative;
  overflow: hidden;
  border-bottom: 2px solid var(--color-gold-dark);
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255, 255, 255, 0.015) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.015) 1px, transparent 1px);
  background-size: 50px 50px;
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  top: -150px;
  right: -50px;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(212, 175, 55, 0.15) 0%, transparent 70%);
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 50px;
  align-items: center;
  position: relative;
  z-index: 2;
}
.hero-left {
  color: var(--text-light);
}
.hero-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(212, 175, 55, 0.1);
  border: 1px solid rgba(212, 175, 55, 0.3);
  color: var(--color-gold-light);
  font-size: 11px;
  font-weight: 700;
  padding: 6px 16px;
  border-radius: 30px;
  letter-spacing: 0.8px;
  text-transform: uppercase;
  margin-bottom: 25px;
}
.hero-h1 {
  font-size: clamp(26px, 3.5vw, 42px);
  line-height: 1.15;
  margin-bottom: 25px;
  font-family: var(--font-serif);
}
.hero-h1 span {
  display: block;
}
.typewriter-wrap {
  display: block;
  position: relative;
}
.typewriter-text {
  font-weight: 900;
  border-right: 2.5px solid var(--color-gold);
  white-space: nowrap;
  animation: typing-blink 0.75s step-end infinite;
}
@keyframes typing-blink {
  from, to { border-color: transparent }
  50% { border-color: var(--color-gold); }
}

.hero-desc {
  font-size: 16px;
  color: var(--text-muted);
  line-height: 1.7;
  max-width: 550px;
  margin-bottom: 35px;
}
.hero-desc strong {
  color: var(--text-light);
}
.hero-ctas {
  display: flex;
  gap: 15px;
  flex-wrap: wrap;
  margin-bottom: 45px;
}

.hero-stats {
  display: flex;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding-top: 30px;
  gap: 25px;
}
.hstat {
  flex: 1;
  border-right: 1px solid rgba(255, 255, 255, 0.08);
}
.hstat:last-child {
  border-right: none;
}
.hstat-num {
  font-size: 26px;
  font-weight: 900;
  font-family: var(--font-serif);
  color: var(--color-gold-light);
}
.hstat-num sup {
  font-size: 14px;
  color: var(--color-gold);
}
.hstat-label {
  font-size: 11px;
  color: var(--text-muted);
  text-transform: uppercase;
  margin-top: 4px;
  font-weight: 600;
  letter-spacing: 0.5px;
}

.hero-right {
  display: flex;
  flex-direction: column;
  gap: 15px;
}
.hcard {
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 22px;
  backdrop-filter: blur(10px);
}
.hcard-label {
  font-family: var(--font-serif);
  font-size: 11px;
  font-weight: 700;
  color: var(--color-gold);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 15px;
}
.chip-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.chip {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.08);
  color: var(--text-muted);
  font-size: 11.5px;
  font-weight: 600;
  padding: 6px 12px;
  border-radius: 4px;
  transition: all 0.2s;
}
.chip.active {
  background: rgba(212, 175, 55, 0.15);
  border-color: var(--color-gold);
  color: var(--color-gold-light);
}
.trust-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}
.trust-box {
  background: rgba(6, 13, 31, 0.5);
  border: 1px solid var(--border-color);
  border-radius: 8px;
  padding: 15px;
  text-align: center;
}
.trust-num {
  font-size: 22px;
  font-weight: 900;
  color: var(--text-light);
  font-family: var(--font-serif);
}
.trust-num span {
  color: var(--color-gold);
}
.trust-lbl {
  font-size: 10px;
  color: var(--text-muted);
  margin-top: 3px;
  text-transform: uppercase;
}

/* ============================================================
   SECTIONS GENERAL
   ============================================================ */
.section {
  padding: 80px 20px;
}
.sec-wrap {
  max-width: 1200px;
  margin: 0 auto;
}
.row-sb {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
  margin-bottom: 40px;
}
.sec-h2 {
  font-size: clamp(24px, 3.2vw, 38px);
  color: var(--text-dark);
  margin-top: 5px;
  line-height: 1.25;
}
.sec-sub {
  font-size: 15px;
  color: var(--text-muted);
  max-width: 600px;
  margin-top: 10px;
}
.view-all {
  color: var(--color-gold-dark);
  text-decoration: none;
  font-weight: 700;
  font-size: 13.5px;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: all 0.2s;
}
.view-all:hover {
  color: var(--color-gold);
  transform: translateX(3px);
}

/* ============================================================
   SERVICES TAB SYSTEM
   ============================================================ */
.s-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 30px;
  overflow-x: auto;
  padding-bottom: 10px;
}
.s-tabs::-webkit-scrollbar {
  height: 5px;
}
.s-tabs::-webkit-scrollbar-thumb {
  background: var(--color-gold-dark);
  border-radius: 3px;
}
.stab {
  flex-shrink: 0;
  background: var(--bg-light);
  border: 1px solid var(--bg-light);
  padding: 10px 18px;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--text-dark);
  cursor: pointer;
  transition: all 0.2s;
  user-select: none;
}
.stab:hover, .stab.on {
  background: var(--bg-navy);
  color: var(--color-gold-light);
  border-color: var(--bg-navy);
  box-shadow: 0 4px 12px rgba(6, 13, 31, 0.1);
}

.srv-panel {
  display: none;
}
.srv-panel.active {
  display: block;
}
.srv-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 15px;
}
.srv-card {
  background: var(--bg-white);
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 25px 20px;
  text-align: center;
  cursor: pointer;
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  box-shadow: 0 2px 5px rgba(0,0,0,0.02);
}
.srv-card:hover {
  border-color: var(--color-gold);
  box-shadow: var(--shadow-gold-hover);
  transform: translateY(-4px);
}
.srv-ico {
  font-size: 32px;
  width: 60px;
  height: 60px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(212, 175, 55, 0.08);
  border-radius: 50%;
  color: var(--color-gold-dark);
  transition: all 0.25s;
}
.srv-card:hover .srv-ico {
  background: var(--color-gold);
  color: var(--bg-dark);
  transform: rotateY(180deg);
}
.srv-lbl {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--bg-navy);
  line-height: 1.35;
}

/* ============================================================
   MARQUEE BAR
   ============================================================ */
.marquee-bar {
  background: var(--bg-dark);
  padding: 15px 0;
  overflow: hidden;
  border-top: 1px solid rgba(212, 175, 55, 0.1);
  border-bottom: 1px solid rgba(212, 175, 55, 0.1);
}
.mq-track {
  display: flex;
  width: max-content;
  animation: marquee-scroll 35s linear infinite;
}
.mq-track:hover {
  animation-play-state: paused;
}
.mq-item {
  color: var(--text-muted);
  font-size: 12.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 0 25px;
  white-space: nowrap;
  display: flex;
  align-items: center;
  gap: 10px;
}
.mq-dot {
  width: 6px;
  height: 6px;
  background-color: var(--color-gold);
  border-radius: 50%;
  box-shadow: 0 0 8px var(--color-gold);
}
@keyframes marquee-scroll {
  from { transform: translateX(0) }
  to { transform: translateX(-50%) }
}

/* ============================================================
   PRODUCT GRIDS (LOANS & INSURANCE)
   ============================================================ */
.alt-section {
  padding: 85px 20px;
  background-color: var(--bg-light);
}
.alt-section-white {
  padding: 85px 20px;
  background-color: var(--bg-white);
}
.prod-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(270px, 1fr));
  gap: 20px;
  margin-top: 40px;
}
.prod-card {
  background: var(--bg-white);
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 30px 24px;
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
  cursor: pointer;
  box-shadow: 0 4px 10px rgba(0,0,0,0.01);
}
.prod-card:hover {
  border-color: var(--color-gold);
  box-shadow: var(--shadow-gold-hover);
  transform: translateY(-5px);
}
.prod-icon {
  width: 50px;
  height: 50px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 20px;
  flex-shrink: 0;
}
.pi-blue { background: #e0f2fe; color: #0284c7; }
.pi-green { background: #dcfce7; color: #15803d; }
.pi-amber { background: #fef3c7; color: #b45309; }
.pi-purple { background: #f3e8ff; color: #7e22ce; }

.prod-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--bg-navy);
  margin-bottom: 10px;
}
.prod-desc {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 20px;
  flex: 1;
}
.prod-cta {
  font-size: 13px;
  font-weight: 700;
  color: var(--color-gold-dark);
  display: flex;
  align-items: center;
  gap: 5px;
  transition: all 0.2s;
}
.prod-card:hover .prod-cta {
  color: var(--color-gold);
  transform: translateX(4px);
}

/* ============================================================
   ADVANTAGES FEATURE GRID
   ============================================================ */
.adv-bg {
  background: linear-gradient(135deg, var(--bg-dark) 0%, var(--bg-navy) 100%);
  padding: 90px 20px;
  color: var(--text-light);
  border-top: 2px solid var(--color-gold);
  border-bottom: 2px solid var(--color-gold);
}
.feat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 24px;
  margin-top: 50px;
}
.feat-card {
  background: rgba(255, 255, 255, 0.02);
  border: 1px solid var(--border-color);
  border-radius: 12px;
  padding: 35px 25px;
  transition: all 0.3s ease;
}
.feat-card:hover {
  border-color: var(--color-gold);
  background: rgba(212, 175, 55, 0.05);
  box-shadow: 0 10px 25px rgba(0,0,0,0.3);
}
.feat-icon {
  width: 54px;
  height: 54px;
  background: rgba(212, 175, 55, 0.1);
  border: 1px solid var(--border-color);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
  color: var(--color-gold);
}
.feat-title {
  font-size: 17px;
  font-weight: 700;
  color: var(--color-gold-light);
  margin-bottom: 12px;
}
.feat-desc {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ============================================================
   PROCESS STEPS
   ============================================================ */
.proc-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(250px, 1fr));
  gap: 25px;
  margin-top: 50px;
}
.proc-step {
  background: var(--bg-white);
  border: 1.5px solid #edf2f7;
  border-radius: 12px;
  padding: 35px 24px;
  position: relative;
  overflow: hidden;
}
.proc-step:hover {
  border-color: var(--color-gold);
}
.proc-bg-num {
  position: absolute;
  top: 10px;
  right: 15px;
  font-size: 60px;
  font-weight: 900;
  color: #f1f5f9;
  font-family: var(--font-serif);
  line-height: 1;
  pointer-events: none;
}
.proc-badge {
  background: var(--bg-navy);
  color: var(--color-gold-light);
  font-size: 10px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 20px;
  display: inline-block;
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.proc-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--bg-navy);
  margin-bottom: 10px;
}
.proc-desc {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testi-bg {
  background-color: var(--bg-light);
  padding: 90px 20px;
}
.testi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 20px;
  margin-top: 50px;
}
.tcard {
  background: var(--bg-white);
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 35px 25px;
  box-shadow: 0 4px 6px rgba(0,0,0,0.01);
}
.qmark {
  font-size: 60px;
  color: rgba(212, 175, 55, 0.2);
  font-family: var(--font-serif);
  line-height: 1;
  height: 25px;
  margin-bottom: 10px;
}
.tcard-text {
  font-size: 14.5px;
  color: #475569;
  line-height: 1.8;
  margin-bottom: 25px;
  font-style: italic;
}
.tcard-author {
  display: flex;
  align-items: center;
  gap: 15px;
}
.avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13.5px;
  font-weight: 800;
  color: #fff;
  flex-shrink: 0;
}
.au-name {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--bg-navy);
}
.au-role {
  font-size: 12px;
  color: var(--text-muted);
}
.testi-stats {
  display: flex;
  justify-content: center;
  gap: 60px;
  margin-top: 60px;
  flex-wrap: wrap;
}
.ts {
  text-align: center;
}
.ts-num {
  font-size: 40px;
  font-weight: 900;
  color: var(--bg-navy);
  font-family: var(--font-serif);
  border-bottom: 2px solid var(--color-gold);
  display: inline-block;
  line-height: 1.1;
}
.ts-lbl {
  font-size: 12.5px;
  color: var(--text-muted);
  margin-top: 8px;
  font-weight: 600;
  text-transform: uppercase;
}

/* ============================================================
   FAQ ACCORDION
   ============================================================ */
.faq-wrap {
  max-width: 800px;
  margin: 0 auto;
}
.faq-list {
  margin-top: 50px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.fi {
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  overflow: hidden;
  background: var(--bg-white);
  transition: all 0.2s;
}
.fi:hover {
  border-color: var(--color-gold);
}
.fi-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 20px 24px;
  font-size: 15px;
  font-weight: 700;
  color: var(--bg-navy);
  cursor: pointer;
  gap: 15px;
  transition: background 0.2s;
  user-select: none;
}
.fi-q:hover {
  background: var(--bg-light);
}
.fi-icon {
  font-size: 20px;
  color: var(--text-muted);
  transition: transform 0.25s;
  flex-shrink: 0;
}
.fi.open .fi-icon {
  transform: rotate(45deg);
  color: var(--color-gold);
}
.fi-a {
  display: none;
  padding: 5px 24px 25px;
  font-size: 14px;
  color: #475569;
  line-height: 1.7;
  border-top: 1px solid transparent;
}
.fi.open .fi-a {
  display: block;
  border-top-color: #f1f5f9;
}

/* ============================================================
   FOOTER
   ============================================================ */
footer {
  background-color: var(--bg-dark);
  color: var(--text-muted);
  padding: 80px 20px 0;
  border-top: 3px solid var(--color-gold-dark);
}
.foot-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1.5fr;
  gap: 40px;
}
.foot-logo-box {
  margin-bottom: 20px;
}
.foot-desc {
  font-size: 13.5px;
  line-height: 1.7;
  max-width: 320px;
}
.foot-col h4 {
  font-family: var(--font-serif);
  font-size: 11px;
  font-weight: 700;
  color: var(--text-light);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 20px;
  border-bottom: 1.5px solid var(--color-gold-dark);
  padding-bottom: 8px;
  display: inline-block;
}
.foot-col a {
  display: block;
  text-decoration: none;
  color: var(--text-muted);
  font-size: 13.5px;
  margin-bottom: 10px;
  transition: color 0.2s, transform 0.2s;
  cursor: pointer;
}
.foot-col a:hover {
  color: var(--color-gold);
  transform: translateX(3px);
}
.foot-col p {
  font-size: 13.5px;
  line-height: 1.7;
  margin-bottom: 12px;
}
.foot-col p i {
  color: var(--color-gold);
  margin-right: 8px;
}

.foot-bottom {
  max-width: 1200px;
  margin: 60px auto 0;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
  padding: 24px 0;
  font-size: 12.5px;
  color: #475569;
  text-align: center;
}

/* ============================================================
   MODALS & OVERLAYS
   ============================================================ */
/* Shared Modal Overlay */
.svc-overlay, .pay-overlay {
  position: fixed;
  inset: 0;
  background: rgba(6, 13, 31, 0.85);
  backdrop-filter: blur(8px);
  z-index: 10000;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding: 30px 15px;
  overflow-y: auto;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.25s, visibility 0.25s;
}
.svc-overlay.open, .pay-overlay.open {
  opacity: 1;
  visibility: visible;
}

/* Consultation Details Modal */
.svc-modal {
  background: var(--bg-white);
  border-radius: 12px;
  width: 100%;
  max-width: 1000px;
  box-shadow: var(--shadow-navy);
  margin: auto;
  overflow: hidden;
  border: 1.5px solid var(--color-gold);
  transform: translateY(30px);
  transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
  position: relative;
}
.svc-overlay.open .svc-modal {
  transform: translateY(0);
}

.svc-modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  z-index: 100;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  font-size: 16px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-light);
  transition: all 0.2s;
}
.svc-modal-close:hover {
  background: var(--color-gold);
  color: var(--bg-dark);
  border-color: var(--color-gold);
}

/* Modal Hero Header */
.svc-hero {
  background: linear-gradient(135deg, var(--bg-dark) 0%, var(--bg-navy) 100%);
  padding: 40px 40px 30px;
  color: var(--text-light);
  border-bottom: 2.5px solid var(--color-gold);
  position: relative;
}
.svc-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255, 255, 255, 0.015) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, 0.015) 1px, transparent 1px);
  background-size: 30px 30px;
  pointer-events: none;
}
.svc-hero-cat {
  display: inline-block;
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  color: var(--color-gold-light);
  font-size: 10px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 20px;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 12px;
}
.svc-hero-title {
  font-size: clamp(20px, 2.5vw, 28px);
  line-height: 1.25;
  color: var(--text-light);
  margin-bottom: 10px;
}
.svc-hero-desc {
  font-size: 14px;
  color: var(--text-muted);
  max-width: 600px;
}
.svc-hero-badges {
  display: flex;
  gap: 10px;
  margin-top: 20px;
  flex-wrap: wrap;
}
.svc-badge {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.1);
  padding: 6px 12px;
  border-radius: 4px;
  font-size: 11.5px;
  font-weight: 600;
  color: var(--color-gold-light);
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

/* Modal Body Layout */
.svc-body {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  background: var(--bg-white);
}
.svc-left {
  padding: 35px;
  overflow-y: auto;
  max-height: 500px;
}
.svc-section-title {
  font-family: var(--font-serif);
  font-size: 13px;
  font-weight: 700;
  color: var(--bg-navy);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 18px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.svc-section-title::after {
  content: '';
  flex: 1;
  height: 1.5px;
  background: #f1f5f9;
}

.included-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 35px;
}
.incl-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  background: var(--bg-light);
  border: 1px solid #edf2f7;
  border-radius: 6px;
  font-size: 13px;
  font-weight: 500;
  color: var(--bg-navy);
}
.incl-check {
  width: 18px;
  height: 18px;
  background: #dcfce7;
  color: #166534;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 10px;
  font-weight: 700;
  flex-shrink: 0;
}

.steps-list {
  display: flex;
  flex-direction: column;
  gap: 15px;
  margin-bottom: 35px;
}
.step-item {
  display: flex;
  gap: 15px;
  align-items: flex-start;
}
.step-num {
  width: 28px;
  height: 28px;
  background: var(--bg-navy);
  color: var(--color-gold-light);
  border: 1px solid var(--color-gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 800;
  flex-shrink: 0;
}
.step-title {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--bg-navy);
  margin-bottom: 4px;
}
.step-desc {
  font-size: 12.5px;
  color: var(--text-muted);
  line-height: 1.5;
}

.docs-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.doc-item {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  font-weight: 500;
  color: var(--bg-navy);
}
.doc-badge {
  font-size: 9px;
  font-weight: 700;
  padding: 2px 8px;
  border-radius: 4px;
  text-transform: uppercase;
}
.doc-req {
  background: #fee2e2;
  color: #991b1b;
}
.doc-opt {
  background: #fef3c7;
  color: #92400e;
}

/* Modal Booking Form (Right side) */
.svc-right {
  background: var(--bg-light);
  border-left: 1px solid #edf2f7;
  padding: 35px 25px;
  overflow-y: auto;
  max-height: 500px;
}
.svc-right-title {
  font-family: var(--font-serif);
  font-size: 15px;
  font-weight: 700;
  color: var(--bg-navy);
  margin-bottom: 4px;
}
.svc-right-sub {
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 20px;
}

.form-row {
  margin-bottom: 15px;
}
.form-row label {
  display: block;
  font-size: 11.5px;
  font-weight: 700;
  color: #475569;
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.form-row input, .form-row select, .form-row textarea {
  width: 100%;
  padding: 10px 14px;
  border: 1.5px solid #cbd5e1;
  border-radius: 6px;
  font-size: 13.5px;
  font-family: inherit;
  color: var(--text-dark);
  background: var(--bg-white);
  outline: none;
  transition: all 0.2s;
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  border-color: var(--color-gold-dark);
  box-shadow: 0 0 5px rgba(212, 175, 55, 0.3);
}
.form-row textarea {
  resize: vertical;
  min-height: 70px;
}

/* Document upload segment inside form */
.doc-upload-section {
  margin-bottom: 18px;
  border: 1px solid #cbd5e1;
  border-radius: 8px;
  overflow: hidden;
  background: var(--bg-white);
}
.doc-upload-header {
  background: #edf2f7;
  padding: 10px 14px;
  font-size: 11px;
  font-weight: 800;
  color: var(--bg-navy);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border-bottom: 1px solid #cbd5e1;
}
.doc-upload-subtitle {
  font-size: 10.5px;
  color: var(--text-muted);
  padding: 8px 14px 4px;
}
.doc-checklist {
  padding: 5px 10px 10px;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.doc-check-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 8px 10px;
  border-radius: 6px;
  cursor: pointer;
  position: relative;
  transition: background 0.15s;
}
.doc-check-item:hover {
  background: var(--bg-light);
}
.doc-check-item input[type="checkbox"] {
  width: 16px;
  height: 16px;
  cursor: pointer;
  accent-color: var(--bg-navy);
  flex-shrink: 0;
}
.doc-check-label {
  font-size: 12.5px;
  font-weight: 500;
  color: var(--text-dark);
  flex: 1;
  line-height: 1.3;
}
.doc-check-badge {
  font-size: 9px;
  font-weight: 700;
  padding: 2px 6px;
  border-radius: 4px;
  flex-shrink: 0;
}
.doc-check-badge.req { background: #fee2e2; color: #991b1b; }
.doc-check-badge.opt { background: #fef3c7; color: #92400e; }

.doc-file-area {
  display: none;
  margin: 5px 0 5px 26px;
  padding: 10px;
  background: #f0f7ff;
  border: 1.5px dashed #93c5fd;
  border-radius: 6px;
  font-size: 11.5px;
  color: #2563eb;
  font-weight: 600;
  cursor: pointer;
  align-items: center;
  gap: 8px;
  transition: all 0.2s;
}
.doc-file-area:hover {
  background: #dbeafe;
  border-color: #3b82f6;
}
.doc-file-area.active {
  display: flex;
}
.doc-file-icon {
  font-size: 15px;
}
.doc-file-name {
  font-size: 11px;
  color: #475569;
  font-weight: 400;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 160px;
}

.form-submit {
  width: 100%;
  padding: 13px;
  background: var(--bg-navy);
  color: var(--color-gold-light);
  border: 1px solid var(--color-gold-dark);
  font-size: 13.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.25s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.form-submit:hover {
  background: var(--bg-dark);
  color: var(--color-gold);
}
.form-submit:disabled {
  background: #94a3b8;
  color: #cbd5e1;
  border-color: #cbd5e1;
  cursor: not-allowed;
}

.form-secure {
  font-size: 11.5px;
  color: var(--text-muted);
  text-align: center;
  margin-top: 10px;
}
.form-contact-alt {
  text-align: center;
  margin-top: 20px;
  padding-top: 15px;
  border-top: 1px solid #cbd5e1;
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.6;
}
.form-contact-alt a {
  color: var(--bg-navy);
  font-weight: 700;
  text-decoration: none;
  font-size: 13.5px;
}
.form-contact-alt a:hover {
  color: var(--color-gold-dark);
}
.form-success {
  display: none;
  background: #dcfce7;
  border: 1px solid #86efac;
  border-radius: 8px;
  padding: 25px 20px;
  text-align: center;
  font-size: 14.5px;
  font-weight: 700;
  color: #166534;
  line-height: 1.6;
}
.form-success.show {
  display: block;
}
.form-success p {
  margin-top: 8px;
  font-size: 12.5px;
  font-weight: 500;
  color: #15803d;
}

/* ============================================================
   PAYMENT POPUP MODAL
   ============================================================ */
.pay-modal {
  background: var(--bg-white);
  border-radius: 12px;
  width: 100%;
  max-width: 440px;
  box-shadow: var(--shadow-navy);
  border: 1.5px solid var(--color-gold);
  overflow: hidden;
  transform: scale(0.9) translateY(30px);
  transition: transform 0.3s cubic-bezier(0.25, 0.8, 0.25, 1);
  margin: auto;
}
.pay-overlay.open .pay-modal {
  transform: scale(1) translateY(0);
}
.pay-header {
  background: linear-gradient(135deg, var(--bg-dark) 0%, var(--bg-navy) 100%);
  padding: 30px 24px 22px;
  text-align: center;
  position: relative;
  border-bottom: 2px solid var(--color-gold);
}
.pay-close {
  position: absolute;
  top: 15px;
  right: 15px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  font-size: 13px;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-light);
  transition: all 0.2s;
}
.pay-close:hover {
  background: var(--color-gold);
  color: var(--bg-dark);
}
.pay-header-icon {
  font-size: 40px;
  margin-bottom: 10px;
}
.pay-header h3 {
  font-size: 18px;
  font-weight: 700;
  color: var(--text-light);
}
.pay-header p {
  font-size: 12.5px;
  color: var(--text-muted);
  margin-top: 5px;
}

.pay-body {
  padding: 24px;
}
.pay-amount-box {
  background: linear-gradient(135deg, #f0f7ff 0%, #dbeafe 100%);
  border: 1.5px solid #bfdbfe;
  border-radius: 10px;
  padding: 16px;
  text-align: center;
  margin-bottom: 20px;
}
.pay-amount-label {
  font-size: 11px;
  font-weight: 700;
  color: #475569;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.pay-amount-name {
  font-size: 19px;
  font-weight: 900;
  color: #1d4ed8;
  margin-top: 5px;
  font-family: var(--font-serif);
}
.pay-amount-note {
  font-size: 11.5px;
  color: #475569;
  margin-top: 5px;
}
.pay-bank-box {
  background: var(--bg-light);
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  overflow: hidden;
  margin-bottom: 20px;
}
.pay-bank-header {
  background: var(--bg-navy);
  padding: 10px 16px;
  font-size: 11px;
  font-weight: 800;
  color: var(--color-gold-light);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.pay-bank-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 16px;
  border-bottom: 1px solid #edf2f7;
}
.pay-bank-row:last-child {
  border-bottom: none;
}
.pay-bank-label {
  font-size: 11px;
  color: var(--text-muted);
  font-weight: 600;
  text-transform: uppercase;
}
.pay-bank-value {
  font-size: 13.5px;
  color: var(--bg-navy);
  font-weight: 800;
  letter-spacing: 0.5px;
}
.pay-copy-btn {
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 4px;
  padding: 4px 10px;
  font-size: 10px;
  font-weight: 700;
  color: var(--color-gold-dark);
  cursor: pointer;
  transition: all 0.2s;
}
.pay-copy-btn:hover {
  background: var(--color-gold);
  color: var(--bg-dark);
  border-color: var(--color-gold);
}
.pay-copy-btn.copied {
  background: var(--color-success);
  color: #fff;
  border-color: var(--color-success);
}

.pay-note {
  background: #fef3c7;
  border: 1px solid #fde68a;
  border-radius: 8px;
  padding: 12px 15px;
  font-size: 12px;
  color: #92400e;
  line-height: 1.6;
  margin-bottom: 20px;
}
.pay-done-btn {
  width: 100%;
  padding: 14px;
  background: var(--bg-navy);
  color: var(--color-gold-light);
  border: 1px solid var(--color-gold-dark);
  font-size: 13.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  border-radius: 6px;
  cursor: pointer;
  transition: all 0.2s;
}
.pay-done-btn:hover {
  background: var(--bg-dark);
  color: var(--color-gold);
}

/* ============================================================
   MOBILE DRAWER SLIDEOUT
   ============================================================ */
.mob-drawer {
  position: fixed;
  inset: 0;
  z-index: 100000;
  display: none;
}
.mob-drawer.open {
  display: block;
}
.mob-overlay {
  position: absolute;
  inset: 0;
  background: rgba(6, 13, 31, 0.75);
  backdrop-filter: blur(5px);
}
.mob-panel {
  position: absolute;
  top: 0;
  right: 0;
  width: 320px;
  max-width: 90vw;
  height: 100%;
  background: var(--bg-navy);
  box-shadow: -5px 0 25px rgba(0,0,0,0.5);
  display: flex;
  flex-direction: column;
  transform: translateX(100%);
  transition: transform 0.3s ease;
  overflow-y: auto;
}
.mob-drawer.open .mob-panel {
  transform: translateX(0);
}
.mob-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.mob-header-logo {
  font-family: var(--font-serif);
  font-size: 16px;
  font-weight: 900;
  color: var(--text-light);
}
.mob-header-logo span {
  color: var(--color-gold);
}
.mob-close {
  background: none;
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: var(--text-muted);
  width: 32px;
  height: 32px;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
}
.mob-close:hover {
  color: var(--text-light);
  border-color: var(--text-light);
}
.mob-nav {
  padding: 20px;
  flex: 1;
}
.mob-nav a {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 16px;
  color: var(--text-light);
  text-decoration: none;
  font-size: 14.5px;
  font-weight: 600;
  border-radius: 6px;
  transition: background 0.2s;
  margin-bottom: 4px;
}
.mob-nav a:hover {
  background: rgba(255, 255, 255, 0.05);
  color: var(--color-gold);
}
.mob-section {
  font-family: var(--font-serif);
  font-size: 10px;
  font-weight: 700;
  color: var(--color-gold);
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 15px 16px 8px;
}
.mob-divider {
  height: 1px;
  background: rgba(255, 255, 255, 0.05);
  margin: 15px 16px;
}
.mob-actions {
  padding: 20px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.mob-actions .gold-btn {
  justify-content: center;
}
.mob-actions .client-login-btn {
  text-align: center;
}

/* ============================================================
   RESPONSIVE MEDIA QUERIES
   ============================================================ */
@media (max-width: 1100px) {
  .foot-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
  }
}

@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-right {
    display: none;
  }
  .nav-links, .nav-actions {
    display: none;
  }
  .mob-menu-btn {
    display: block;
  }
}

@media (max-width: 768px) {
  .top-bar {
    display: none; /* Hide topbar on small mobile to conserve space */
  }
  .section {
    padding: 60px 20px;
  }
  .row-sb {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }
  .svc-body {
    grid-template-columns: 1fr;
  }
  .svc-right {
    border-left: none;
    border-top: 1px solid #edf2f7;
    max-height: none;
  }
  .svc-left {
    max-height: none;
  }
  .included-grid {
    grid-template-columns: 1fr;
  }
  .testi-stats {
    gap: 30px;
  }
}

@media (max-width: 480px) {
  .hero-h1 {
    font-size: 28px;
  }
  .hero-ctas .gold-btn, .hero-ctas .outline-btn {
    width: 100%;
    justify-content: center;
  }
  .foot-grid {
    grid-template-columns: 1fr;
    gap: 25px;
  }
}

.form-trust-signals {
  display: flex;
  justify-content: space-between;
  gap: 10px;
  font-size: 11.5px;
  color: var(--text-muted);
  margin-top: 15px;
  font-weight: 500;
  flex-wrap: wrap;
}
.form-trust-signals span {
  display: flex;
  align-items: center;
  gap: 4px;
  color: var(--color-gold);
}

/* Inline SVG sizing */
.mcat-icon svg { width: 14px; height: 14px; display: block; }
.mrh-icon svg { width: 22px; height: 22px; display: block; }
.srv-ico svg { width: 24px; height: 24px; display: block; margin: 0 auto; }
.prod-icon svg { width: 24px; height: 24px; display: block; }